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Applying to Graduate School

GUIDES FROM APA AND THE COUNCIL OF UNIVERSITY DIRECTORS IN CLINICAL PSYCHOLOGY (CUDCP)

  1. APA Resource page
  2. Doctoral programs
    1. Application tips
    2. Application tools
    3. Considering a graduate program in Clinical Psychology?
  3. Master’s programs
    1. i. INFORMATION COMING SOON

Costs of Graduate Training

The cost of graduate school is determined by many factors. Individuals attending graduate school may pay tuition, fees, and the costs of books and related supplies. Most individuals attending graduate school live in apartments off campus and must pay for rent, food, and transportation to and from classes. Some schools require that graduate students also have health insurance. Thus, the cost of graduate school can be more than just yearly tuition. Many programs provide information on the cost of living, or will put you in touch with current students willing to answer questions about rent, transportation, and other costs. When looking for programs, ask about the types of assistance available to graduate students (including federal loans, grants, scholarships, fellowships, teaching and/or research assistantships, and tuition remission).

According to a 2016 APA survey of individuals who completed master’s or doctoral degrees in psychology in the past 10 years, 76% reported debt from graduate training, with a mean debt of $99,000. See summary data below or view the article at http://www.apa.org/pubs/journals/features/tep-tep0000112.pdf. There can be wide differences across PhD and PsyD programs, as well as university-based and free-standing programs. Make sure to look specifically at each program’s website which is required to include data on the costs for that specific program. Note that debt includes costs of living as well as tuition.

  1. Mean debt upon graduation is $99,023 (median $80,000):
    1. Master’s only: $59,550
    2. Ph.D.: $78,526
    3. PsyD: $146,251
  2. Mean debt by subfield (clinical doctorates):
    1. Clinical Psychology: $113,598
    2. Clinical Neuropsychology: $108,916
    3. Health Psychology: $98,300
    4. Child Clinical: $90,919
    5. Counseling: $87,389
  3. Mean debt by subfield (non-clinical doctorates)
    1. General: $75,400
    2. Industrial/Organizational: $71,733
    3. Educational: $68,062
    4. Social: $60,200
    5. Developmental: $51,750